Payments

1. PoS Lending with the rise of e-commerce activities, “Buy now, Pay later” was developed to ease the payment process and accommodate buyers from different background. The BNPL trend enables consumers to split the cost of large purchases into regular installments.

2. Rewards and Loyalty not only an important factor in retargeting your store visitors, but also to create a value and build your store’s loyal customer base. Loyalty and reward became the differentiator for merchants in the vast options of vendors.

Banking

1. Infrastructure and API’s are the backbone of modern financial technology I. Blockchain is a game-changer that will introduce an efficient and uber-secure transactions infrastructure. Deploying Blockchain technology will not only results in more secure payment processing, but also reduce fraudulent activities and automate trading process. II. Robotic process automation will help the financial industry accelerate in the process of opening new accounts and customer onboarding.

2. Data Aggregation It is the process of gathering data and presenting it in a summarized format for FinTech companies to utilize and ease access to their users’ financial data. From acquiring someone’s historical credit data to understanding their spending behavioral, the use cases for this technology is limitless. Some common uses include comparing credit products to building saving in investment solutions.

Alternative lending

1. SME lending and invoice financing the two significant approaches for small and medium enterprise to overcome pending payment and enhance cashflow. The solution offers efficient process in acquiring the finance needs, by easier yet quick procedure in obtaining loans/finance from individuals.

2. Micro Lending driven from its name, focusing on XSmall companies and individuals serving them with a small scale of loans, allowing them to enrich their opportunity to better scale their interests.